About Me

I have  a better picture, more experience and education than most of the people you will meet in the business with over 28 years of experience in the finance and real estate industries. I truly enjoy helping people find the best mortgage financing solutions for their needs.  Most of all, I understand that your time is valuable and I can offer tailored, personalized mortgage assistance in Hawaii.

I grew up in Southern California and was raised in real estate.  My parents were both brokers and licensed since the 1970’s.  After graduation from the University of California, Irvine, I dove into the industry full speed in 1990. working in several facets of the real estate industry and eventually finding my passion in mortgage lending. From Escrow to real estate sales to mortgage processing and underwriting, I have been involved in every aspect of the business and, in particular, the Hawaiian landscape since 1997.  I strive to take care of your financing the same way I would take care of my own and I have high expectations and I know Hawaii.

These days you need someone to help you understand the entire picture and offer you pertinent advice.  The internet is great, but having someone who will take care of you through the whole transaction and beyond is the benefit of working with me.  I also offer you the most competitive rates in the industry and the absolute best customer service.  Call me today!  I look forward to assisting you with your real estate financing needs.



Virginia L “Ginger” Thomas NMLS 304616